Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content U.S. Personal Savings Rate What can be learned from the savings rate? Retirement Road Trip Discover how to build a retirement plan that guarantees income no matter how long you live. Market View Update - September 2016 The Dow Jones Industrial Average, Nasdaq, and S&P 500 have all hit record highs in recent weeks.